Insurance Pricing

What to expect when using insurance

How Insurance Costs Work

Your out-of-pocket costs depend on your plan, deductible status, and copay structure.

Common Cost Components

Copay — A fixed amount per visit, typically $20–$50 depending on your plan.

Deductible — The amount you pay before insurance kicks in. Annual wellness exams are often covered before your deductible.

Coinsurance — Your share after meeting your deductible, typically 10–30% of the allowed amount.

Preventive Care — Many plans cover annual wellness exams, Pap smears, and contraception at no cost to you.

Covered Preventive Services

Under the Affordable Care Act, most plans cover these at no additional cost:

Annual well-woman exam · Pap smear screening · STI screening · Contraception counseling · Breast cancer screening · Breastfeeding support

Verify Your Benefits

We recommend contacting our office before your first visit so we can verify your benefits and give you an accurate estimate. No surprises.

Contact Us to Verify